Do I Really Need a Public Adjuster? Won’t I Save Money by Doing This Myself?

After experiencing damage to their home or property, many homeowners start the rebuilding process by calling their insurance company, filing a claim, and working with the insurance company’s adjuster to determine how much the insurance company will pay them. For a minor claim with a relatively low dollar value, this process can work well. However, everything changes with a major or catastrophic loss.

If you have fire damage, water damage, hail damage, or another loss that costs in the tens or hundreds of thousands of dollars to repair, paying out your claim can impact the insurance company’s profitability. As such, it is in their best interest to pay you as little as possible. Unless you work in the insurance industry, you are unlikely to know all your rights under your insurance contract and know the true costs of repairing the damage to your home. This is where a public adjuster can help you. A public adjuster is an expert in deciphering insurance policy jargon and understanding the maximum coverage to which you are entitled. Moreover, they are experts in inspecting homes and evaluating construction costs, giving them insight into the true costs of repairing your home. They will fight the insurance company for you to receive the maximum possible compensation, rather than accepting the lowball offer that the insurance company may provide on their own.

As one of Florida’s leading public adjusters, at Get Paid For Your Claim, we achieve tangible financial results for our clients. Here are some examples:

• An insurance company paid $6,800 to a homeowner for a water leak. After the homeowner retained us, we were able to prove there was extensive additional damage that was not originally accounted for, and renegotiated a new settlement for $20,000.
• After Hurricane Irma, a homeowner experienced roof damage, allowing water intrusion into the home. The insurance company estimated the damage at $8,559.82, which was only marginally more than their deductible. The homeowners then contacted us and we were able to negotiate another $51,257.11 in compensation.
• In another Hurricane Irma example, a homeowner was offered only $787.12 by their insurance company. We inspected the damage and provided the insurance company with a detailed list of their losses and negotiated an additional $155,000 payment for the homeowner.
• A homeowner who experienced a water leak from her bathtub on the second floor onto the ceiling of her first floor was offered $3,500 by her insurance company. We invoked her insurance policy’s appraisal clause and were able to increase the insurance company’s offer to $38,000.

These are only a few of the many case studies showing the value that Get Paid For Your Claim can provide. Contact us today to learn how we can help you recover the full value of your damages.

Insurance companies have their own team of experts and insurance adjusters to advocate on their behalf.  At Get Paid For Your Claim, weadvocate for you.  As a licensed and bonded Public Adjuster, we help insurance policyholders who have been forced to use insurance to make a claim.

Our service is fast and to the point.  We get results.  We know how to strategically move the process along, while negotiating on our clients’ behalf toward the best possible outcome — the maximum settlement available.

The earlier a public adjuster is brought into the process, the better the opportunity to help you obtain a more favorable claim settlement. As soon as you engage our team, we swing into action on your behalf.  And, we support you throughout the entire claim process to achieve the maximum insurance recovery. 

For a free inspection and claim consultation, please contact us at any of our convenient Florida locations.