How a Public Adjuster Can Help with a Mold Claim

Florida is a paradise for mold spores; our weather features the perfect blend of heat and humidity for mold to proliferate. Once it starts growing, it damages or destroys everything in its path – walls, floors, curtains, furniture, toys, and more. Mold is costly to remediate; for a severe outbreak, a homeowner can spend tens of thousands of dollars to remove the mold and repair or replace the damage it caused. If you discover mold in your home, what are the steps that you should take?

Mold: A Primer

Mold is not just ugly, it can cause serious health problems, especially for immunocompromised individuals or people with lung disease, like asthma or COPD. Mold loves moisture and can grow well on any surface that is moist. After an area has been wet for 24-48 hours, mold starts to grow. Even if you can’t see or smell it yet, it is there. The longer the area is wet, the more mold that will grow.

Homeowners Insurance May or May Not Cover Mold Damage

If you have mold in your home, the first step is to figure out what caused the mold. If it was due to lack of maintenance, lack of using a dehumidifier, or another chronic condition in your home, insurance won’t cover the remediation costs. In general, insurance only pays for mold remediation caused by water damage from covered events, which are sudden and unforeseeable. Some examples of when insurance may cover this include:

• Hurricane damage
• A leak from a washing machine or a dishwasher
• A burst pipe
• Roof damage due to lightning or a fallen tree branch

If you have mold and you believe it was from a covered event, contact Get Paid For Your Claim. We will review your policy to understand your coverage limits and confirm if mold remediation is included in your coverage. Next, we will visit your home to inspect the water damage and check that the mold was caused by damage from a covered event. We will also develop an estimate of how much it will cost to repair the water damage, remediate the mold, and replace the items that can’t be remediated. You may also be entitled to reimbursement for living expenses if you are unable to live in your home while it is being repaired and remediated. With your permission, we will file a claim with your insurance company and negotiate with them until they pay out the funds that you are owed. While we take care of securing the compensation, you can focus on the more enjoyable parts of the recovery process, such as picking out new paint colors or throw pillows.

Get Paid For Your Claim has helped thousands of homeowners with water damage secure compensation for their claims. Call us today to learn how we can help you.

Insurance companies have their own team of experts and insurance adjusters to advocate on their behalf.  At Get Paid For Your Claim, weadvocate for you.  As a licensed and bonded Public Adjuster, we help insurance policyholders who have been forced to use insurance to make a claim.

Our service is fast and to the point.  We get results.  We know how to strategically move the process along, while negotiating on our clients’ behalf toward the best possible outcome — the maximum settlement available.

The earlier a public adjuster is brought into the process, the better the opportunity to help you obtain a more favorable claim settlement. As soon as you engage our team, we swing into action on your behalf.  And, we support you throughout the entire claim process to achieve the maximum insurance recovery. 

For a free inspection and claim consultation, please contact us at any of our convenient Florida locations:

BOCA RATON

2255 Glades Road
Suite 324A
Boca Raton, Florida   33431
Phone: (954) 914-5454

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STUART

1 SE Ocean Blvd
Stuart, Florida   34994
Phone: (954) 914-5454

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FORT MYERS

9160 Forum Corporate Parkway
Suite 350
Fort Myers, Florida   33905
Phone: (954) 914-5454

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WELLINGTON

12161 Ken Adams Way
Suite 110-UU
Wellington, Florida   33414
Phone: (954) 914-5454

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VERO BEACH

601 21st Street
Suite 300
Vero Beach, Florida   32960
Phone: (954) 914-5454

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FORT LAUDERDALE

2881 E Oakland Park Blvd
Suite 482
Fort Lauderdale, Florida   33306-1813
Phone: (954) 914-5454

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LAUDERHILL

4300 N University Dr
Suite F-100
Lauderhill, Florida   33351
Phone: (954) 914-5454

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PORT CHARLOTTE

18245 Paulson Drive
VP-26
Port Charlotte, Florida   33954
Phone: (954) 914-5454

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